

Ok, IRA is a strictly amercan thing (I guess) sooo… Not to be rude or anything, but you’re doing a couple of things wrong here. Im afraid Its not that the capitalism game is rigged, its just that you are bad at playing it. Stocks beat inflation by ~5-7%/year if you use them right (which is putting money YOU WONT NEED in another 10+ years in there EACH MONTH and not even lookimg at it for the bare minimum of ~10y).

I think for the most part this is not because they can’t but becauae they choose to live up or higher than their means 💁