I’m not real familiar with it, but you might look for some chain with a width wider than one link. Seems like that would provide you behavior more similar to belts. It seems McMaster sells double link width, but there may be other sources of finer/wider variations.

Finally, someone mentioning the water usage aspect for a plant being built in Arizona. A water intensive/critical process? Sure, set it up in a desert…

I’m a big fan of the thin card carrier with a money clip concept. I got a leather one as a gift, but I’d have a synthetic fabric one if I was buying now. My clip is external, but I’m curious about the ones that fold around the cash. I carry 5 cards, and 4-8 bills (depending on change I’ve gotten back).

No coins. Apple Pay with my Watch whenever possible.