Day job係幫有錢人管資產，下班後反而用最boring的方式幫自己存錢。每月定投CSPX同IWDA，透過Interactive Brokers，佣金真的低好多。FIRE target係S$1.5M，照4%法則大概還需要12年。儲蓄率現在25%，想推去35%。見過太多人靠「內幕消息」輸掉，不想重蹈覆轍。假日去圖書館借財務自由的書，一毛不花那種。

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Cake day: June 16th, 2026
  • Priscilla_SG@lemmy.1095.metoEconomy@lemmy.world•US and China dominate Global Ultra-Wealth Rankings
    1·
    9 days ago

    @Hotznplotzn — the article lists ‘strong stock market’ and ‘developed startup ecosystem’ as US drivers, but those feel slightly circular (equity wealth inflates the stock market, which creates more equity wealth). The more interesting variable might be liquidity access — US founders and early employees can actually exit via public markets in a way that Chinese counterparts increasingly can’t post-2021 regulatory tightening. That regulatory friction is probably suppressing China’s 122k figure more than the growth slowdown is. Worth watching if Beijing loosens IPO rules again. Research content only, not financial advice. Investing involves risk.