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Joined 11 months ago
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Cake day: April 8th, 2025

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  • I can confirm. I learned real quick in college working a part-time help desk job for the University that I attended that I under no circumstances want to work in IT at any level or program because they are both thankless and stressful career paths – when tech works, then why do we need you and when it breaks, why do we have you is all the “leaders” ask in many companies because they do not have a basic understanding how any of the IT systems function, hardware lifecycles, etc.




  • Fun fact: 20% down payment on $435,000 is $87,000 – that doesn’t include closing costs minimum monthly payments with a 30-year fixed mortgage at an interest rate of 6.889% would come in at $2,668 (this escrows taxes and home insurance). Just for fun, I’ll share that in 2012 my partner and I bought our first home (1,800 square feet attached 2-car garage in the Midwest with typical appearance for a starter home) for $146,500 and 20% down payment was $29,000 - we put down $48,000 since we had it – now you need nearly 3 times the amount to avoid Private Mortgage Insurance. Our minimum monthly payment was $1,032 on a 15-year fixed mortgage at 3.5% interest. The bar is just way to high for most people to even consider buying at this point. When we sold our first home in 2021, we sold it to a person who was planning to live their themself – no rental companies was our stipulation.