That stood out to me, too. It also completely ignores the impact of compound interest on amortization schedules. If you can pay 10% of your minimum wage job to student loans (lol, good luck), quick napkin math shows that millennials will literally never pay off their loans, I think?

I don’t have time to run the math properly right now, but I’m really tempted to skip out on working to run the numbers, lol!