80-95 going to housing and making sure your family is eating well is extremely reasonable. That’s the whole point of the money. That’s not kindness, that’s making sure your kids have a good life and it’s a major goal that most people strive for and would be happy to achieve.

If the outlook is I spend too much on my wife and kids then you shouldn’t be married with kids.

Once kids are self sufficient then you will have more than enough to waste on consumerism.